We will hold any quilt we have in inventory for a period of twelve (12) months for an initial deposit of 25% of the total price of the quilt. The remaining balance of 75% of the total cost of the quilt may be paid off at your discretion over this 12 month period, without interest. Upon completion of payment of the total price of the quilt, we will immediately ship the quilt to you plus the cost of the freight.
In the event we do not receive the total price of the quilt within the 12 month period, we will give a shop credit of the total paid for future use or in the event that the reason you did not pay the remaining 75% was due to a serious illness, loss of employment, or any other adverse situation that can be substantiated by a doctor, employer, etc. we will return your total money's paid into purchasing the quilt or will extend the 12 month period to a longer period.